Hi everyone, We heard the Presidents State of the Union Address last night and I learned that the saw used to free the miners in Chile came from a guy here in America. And a lady whose going back to school to reinvent herself and to catch up with the technology of the times. Our President wants to spend more money on education so our children can not only catch up but surpass our present competition. And when I heard some talk show hosts say they didn't understand what he meant, in plain english he was saying Americans we have to step up our game. You can't fake it you have to bring it all your skills, knowledge and education and right attitude to the market place if we are going to make it. In response to Sherri the Federal Reserve Bank cannot legally change anything.